Basic Checking
Asia Bank offers Basic Checking for a minimum opening balance of $25.00. A $3.00
maintenance fee is assessed monthly if the average balance falls below $500.00. Eight (8)
free ATM withdrawals are allowed per cycle, $0.75 for each thereafter. The statement
cut-off date is the 15th of each month.
Senior Checking
Asia Bank offers a special Senior Checking accounts to senior citizens, age 62 and over.
Photo ID with proof of age is required. There are no maintenance fees. The first 200
checks are provided free of charge. Eight (8) free ATM withdrawals are allowed per cycle,
$0.75 for each thereafter. The statement cut-off date is the 15th of each month.
Business Checking
Asia Bank offers one of the lowest cost Business Checking account in the New York area.
There is a monthly maintenance fee of $5.00, $0.10 for each check written, $0.10 per
deposit slip and $0.05 for each check deposited. These charges are offset with a $0.10
credit for every $100 average collected balance for each cycle. The statement cut-off date
is the last business day of each month.
Negotiable Order Withdrawal (NOW) Checking
This is an interest bearing checking account. There is a monthly maintenance charge of $7.00
and $0.75 for each ATM withdrawal if the average daily balance for the the cycle falls
below $1,000.00. If average daily balance for the cycle is greater than $1,000.00, ATM
usage at Asia Bank is free and you get six (6) free foreign ATM withdrawals. Interest is paid
to the account on the statement cut-off date, the 25th of each month.
Super N.O.W. Checking
This is also an interest bearing checking account, but with a potentially higher interest rate for
higher deposits. There is a monthly maintenance charge of $10.00 and $0.75 for each ATM
withdrawal if the average daily balance for the the cycle falls below $1,500.00. If average daily
balance for the cycle is greater than $1,500.00, ATM usage at Asia Bank is free and you get
six (6) free foreign ATM withdrawals. Interest is paid to the account on the statement cut-off
date, the 25th of each month.
Asia Bank offers several checking account plans to suit your needs. They all
offer unlimited check writing abilities.
Deposits are FDIC insured.